Frequently Asked Questions

Q: Interest Rates. I need more information - Where can I get it?

A: The best place to start is the OFT or Office of Fair Trading. There website has plenty of information to help you with your application including this repayment calculator.

Q: How much can we borrow?

A: That's easy. You can borrow any amount from £250 to £25,000 - it merely depends on your ability to repay the loan. Tell us what you need and we will do our up most to find the right deal for you. If you're not sure how much you can afford, you may find it beneficial to do an income and expenditure exercise. such as the one found of the OFT website here.

Q: If I complete the online application form and then change my mind, what happens?

A: There is no obligation to proceed if you make an online application. Simply inform us and we will remove your details from our system.

Q: Is my application confidential?

A: Of course. Neither your bank nor your employer will be contacted without your prior consent.

Q: If I am taken ill or made redundant and have difficulty in making the repayments, what happens?

A: Our panel of lenders can arrange comprehensive insurance policies in the event that the worst happens.

Q: Is there anywhere I can get more information about credit, finance and loans before I proceed?

A: Visit the OFT's (Office of Fair Trading) website here.

We don't pretend that this is an exhaustive guide and we always appreciate feedback. If there's a question that you have that isn't answered in this section, please feel free to contact us prior to making your application and we will do our utmost to assist you.